In investment terminology, what term describes the collection of investments held by an individual or organization?

The term that describes the collection of investments held by an individual or organization is "portfolio." A portfolio can consist of various types of investments, including stocks, bonds, mutual funds, and other financial assets. It represents the overall investment strategy and risk profile of an investor and helps in managing and balancing risk across different asset classes.

By having a diversified portfolio, investors aim to achieve a better risk-return balance, as holding different types of investments can help mitigate the impact of poor performance in any single investment. This concept is fundamental in investing, as it outlines how individuals and organizations approach investment management.

The other terms, while related to investments, do not encapsulate the idea of a collection of holdings in the way "portfolio" does. For example, "asset" refers to an individual item of value owned, "capital" typically refers to financial resources available for investment or production, and "securities" means specific financial instruments like stocks or bonds. However, none of these terms represents the entire collection of investments as comprehensively as "portfolio" does.